Michelle Andrews

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How do we prove we have insurance?

How do we prove we have insurance?

April 18, 2014 5:09 am by | 0 Comments

Q. How will we prove to the government that we have health insurance? A. Until the income tax forms for next year are available, exactly what people will be required…


Abortion coverage details hard to find on marketplace plans

Abortion coverage details hard to find on marketplace plans

April 15, 2014 5:08 am by | 0 Comments

When it comes to coverage of abortion services in plans sold on the health insurance marketplaces, opponents and supporters of abortion rights are in complete agreement on one thing: Coverage…



Community health centers may provide medical services for the uninsured

Community health centers may provide medical services for the uninsured

April 1, 2014 6:15 am by | 0 Comments

If you’re uninsured, you may have run out of time. Yesterday was the formal deadline to sign up for health insurance on the marketplaces or face a penalty, unless you were already “in-line” for…


Obamacare news: Here are the penalties for not being insured

Obamacare news: Here are the penalties for not being insured

March 24, 2014 5:01 am by | 2 Comments

If you’re uninsured, now’s the time to buy a plan. March 31 is the end of the annual open enrollment period when people who don’t have coverage through their employers…


WARNING: Opting out of insurance plan’s provider network is risky

WARNING: Opting out of insurance plan’s provider network is risky

March 18, 2014 5:00 am by | 0 Comments

Many plans sold on the health insurance marketplaces offer a tradeoff: lower premiums in exchange for limited networks of providers. But consumers who opt for a narrow network plan with…


Obamacare deadline to change or sign up for health insurance plans looming

Obamacare deadline to change or sign up for health insurance plans looming

March 11, 2014 5:08 am by | 0 Comments

People who got off to a rough start with Obamacare or have yet to pick a plan still have options— but only if they move quickly before the open enrollment period…


Health law provides no guarantees of access to midwives, birthing centers

Health law provides no guarantees of access to midwives, birthing centers

March 4, 2014 5:01 am by | 0 Comments

Insurance coverage for maternity care is required in most individual and small group plans under the federal health law, extendingsuch coverage to plans where it used to be rare. But for women who are…



Health law: Can my doctor charge me for chronic disease management?

Health law: Can my doctor charge me for chronic disease management?

February 21, 2014 8:38 am by | 0 Comments

Q. My doctor added on a charge for a “chronic disease management” appointment on top of my annual physical because I have thyroid disease and arthritis. The doctor’s office explained…


Some health insurers refuse to cover suicide-related medical costs despite federal rules

Some health insurers refuse to cover suicide-related medical costs despite federal rules

February 18, 2014 5:45 am by | 0 Comments

Dealing with the aftermath of a suicide or attempted suicide is stressful enough. But some health plans make a harrowing experience worse by refusing to cover medical costs for injuries that are…


Some same-sex couples denied family policies on health insurance exchanges

Some same-sex couples denied family policies on health insurance exchanges

February 11, 2014 5:00 am by | 1 Comments

Carl Bechdel and Dan Miller started looking for a family plan on the Pennsylvania health insurance marketplace last fall. After submitting their application for a bronze-level plan to Highmark Blue Shield in…


Can foreign visitors buy health insurance exchange plans?

Can foreign visitors buy health insurance exchange plans?

February 7, 2014 5:01 am by | 1 Comments

Q. Does Obamacare offer coverage to visitors to the United States who plan to stay for up to six months? A. Even if you’re visiting the United States for several…


Advocates worry drug company assistance programs will be banned from helping patients with marketplace policies

Advocates worry drug company assistance programs will be banned from helping patients with marketplace policies

February 4, 2014 5:00 am by | 0 Comments

People who need expensive drugs to treat serious medical conditions often rely on drug manufacturers’ assistance programs to help afford their medications. But it’s uncertain whether such programs are permitted…


Can I get my health insurance to pay for an IUD removal?

Can I get my health insurance to pay for an IUD removal?

January 31, 2014 5:00 am by | 0 Comments

Q. I have health insurance through my husband’s union. I need to have my IUD removed and replaced and it is not covered by insurance. The self-pay price is over…


How divorce, student status affects health insurance exchange applications

How divorce, student status affects health insurance exchange applications

January 28, 2014 5:01 am by | 1 Comments

As the open enrollment period continues for coverage on the state health insurance marketplaces, people continue to have many questions about buying a plan there. Q. What happens with premium…


Coverage for services needed by people with developmental disabilities added to Obamacare coverage

Coverage for services needed by people with developmental disabilities added to Obamacare coverage

January 14, 2014 5:35 am by | 0 Comments

A little remarked upon requirement in the health law expands treatments for people with cerebral palsy, autism and other developmental disabilities. But some advocates and policy experts are concerned that…