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Hard truths of healthcare: We need universal care, but we must accept limits on spending

September 7, 2012 7:59 am by | 1 Comments

May I tiptoe onto a ledge for a moment?

Some (just-back-from-Europe) thoughts on health care policy, perhaps?

One of the many differences between the European Society of Cardiology Congress and a typical American cardiology meeting was the scarcity of healthcare policy sessions at ESC. That’s hard to explain; perhaps European countries are settled on their own systems and do not wish to’or can’t’influence their neighbors.

It goes without saying that little about healthcare is ‘settled’ here in the US.

On return from Europe, the first article I saw in my local paper reports that 101,000 residents (16%) of my affluent county live without health coverage.

This is a real problem. So is the fact that it has become easy to gloss over this stuff. You get numb to it all. It’s normal, sort of.

Until you get an email like this:

Hi John,

I have a friend in his 60′s with no health insurance experiencing symptoms like great pressure on his chest and can’t get to a doctor because he can’t afford it. Is there a service in Louisville (a public health clinic or something like that) that you know of where he can get looked at by a doctor?

My e-response:

I don’t know. I think. Maybe. He could go to the ER. I could see him for free, but of course, there would be tests’that are not free. I’ll get back to you.

This stinks, doesn’t it? Not for this particular guy. He got to me; I’ll see to it that this one patient gets cared for.

What about the other 100,999 residents of my county who don’t have a friend who can email a cardiologist?

This got me thinking about how Europeans approach healthcare. I spoke with an Austrian: ’We have excellent healthcare ’ Everybody gets care.’

From a German cardiologist:

’All Germans get health coverage, whether they work or not. The extremely rich can buy ’extra’ coverage that allows them to get private rooms in the hospital, or to make contracts with eminent professors and the like. We don’t buy private coverage because it’s expensive and the basic plan is enough for us.’

Lest you think everything German runs as perfectly as their trains, there’s this article published recently in the prominent Journal of the American College of Cardiology, showing that Germans also act according to human nature. It turns out that (even in Germany), if you compensate well for procedures, then it is procedures you will get.

I also learned some basics about British healthcare: Citizens are not billed for health services. You can be admitted to the hospital, treated and when discharged the paperwork includes instructions on medical matters, not a bill. The government pays all the medical bills. Wow.

But another British convention goer reminded me that British care isn’t exactly free. Primary care doctors control care. They determine whether a problem warrants further evaluation or referral to a specialist. And these gatekeepers are more than tacitly incented to contain costs. I guess it’s not surprising then that many of the sessions at ESC that centered on cost-effectiveness came from the UK.

I’ll try to distill my feelings about US healthcare reform down to four simple certainties.

    1. In a country of such great wealth and wisdom, we mustn’t accept a system that doesn’t cover all the people. I mean all the people — not just citizens. To do so is not just sound policy; it’s more than that — it’s the right thing to do.
    1. Everyone must start seeing (really seeing) the obvious – that healthcare spending isn’t infinite. We, as a people and a medical community, must accept limits. Choosing Wisely applies to both the patient and the doctor. This won’t be easy. It means making a 180-degree turn in current thinking. If we want things to be better, all parties must accept more responsibility.
    1. Whichever new delivery system is implemented, be it the Affordable Care Act or an alternative, the patient-doctor relationship must be protected above all else. Medical decision-making should not come from an expert panel or third-party payer, but from the patient and doctor.
    1. On risk. The idea that humans, not machines, practice medicine must be remembered. Humans make mistakes. They sometime fail to diagnose; they sometimes fail to perform perfect surgeries; they sometimes make real-time decisions that they wouldn’t have made in hindsight. The new US healthcare system must do better at accepting the humanness of its professionals.
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    John Mandrola, MD

    By John Mandrola, MD

    Dr. Mandrola is a cardiologist who specializes in heart rhythm disorders. He writes about doctoring and cycling at http://www.drjohnm.dreamhosters.com/
    More posts by Author

    1 comments
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    Donald Berrian
    Donald Berrian

    We had "universal access to health care" 50 years ago when we had both the best and the least expensive system in the world.  Healthcare in this country only cost a few percent of GDP, family Doctors treated their patients at prices they could afford to pay, and the hospitals were public, nonprofit institutions.

     

    The thing that changed all that was the little tax code provision, passed during WWII, that made employer paid insurance exempt from taxes.  That led people to push their employers for health insurance on the assumption that they would be saving 15% to 30% because of the tax exemption.  Instead, insurance has led to a 1,000% in increase in the country's health care costs.

     

    When I was 10 and had a lump in my foot, my father took me to the family Doctor who identified it as a planters wart, removed it, and charged my father for an office visit plus a little extra to cover the cost of the local anesthetic.  Twenty five years later I went to a health clinic with the same problem and the "primary care physician" identified it as a wart and suggested that I take a day off from work, go to the local hospital for "out patient surgery", and involve a surgeon, anesthesiologist, nurses, book keepers, etc in treating the same problem at ten times the cost and effort.  The difference is a consequence of the "cost doesn't matter" nature of our insurance system.

     

    The only way to get back to "universal access" is the way Henry Ford did it for cars: get the cost down to where people can afford it.  That can only be done by getting rid of the mechanism that is hiding prices and preventing price competition: health insurance.  With current prices, that would be tough.  A good start would be to structure the insurance like our car insurance where an "adjustor" estimates the cost of treatment, gives the patient the cash, and sends him off to get price quotes from the providers.  That keeps the car repair companies honest and it would work here as well.  The really essential thing is to get as many things as possible off insurance and stop provides from hiding prices behind that old scam "Doesn't your insurance cover it?" in reply to any questions about prices.

     

    The "Affordable Health Care Act" is optimally designed to divert more money into health care.  We can't afford that with the system already consuming 18% of GDP and growing like cancer.  Unfortunately the health care industry has the biggest lobby in the country and won't be satisfied until they consume 100% off GDP.  The only think that will stop that is the coming economic collapse.

     

     

     

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