Adam Schaefer is a co-founder of Tartan, a service that simplifies voluntary benefit premium payments . He is also a graduate of the Medill School of Journalism at Northwestern University.
Nobody pretends that insurance is going to disappear. But just as the auto parts store gravitates toward customers who promptly pay cash, it would be reasonable to expect providers to do the same if faster, simpler payers are available.
For decades self-funding has been the method of choice for very large companies, but now companies as small as 20 employees are looking to get out of fully-funded plans.
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For employees to take advantage of the high deductible health plan, employers must engage and educate them on the basics of what they are buying.
All of us are accustomed to doing it. We browse online, we compare side-by-side in a store, or we make a few phone calls. Many of us won’t spend any money before doing at least a little comparison shopping. And yet, in an arena where many of our dollars are spent, price shopping is so […]
You are forced to jump off a cliff. You have a 1 in 1000 chance of dying if you choose Cliff #1. You have a 0.1% chance of dying if you choose Cliff #2. Which cliff do you choose? Now you’ve probably figured out that your death chances are identical in both cases, yet if […]
Stupidity is in the eye of the beholder. Smoking is “stupid,” some would say, because it is unequivocally bad for one’s health. But what if the pleasure gained from smoking outweighs the decrease in life expectancy? Is that still stupid? The United States of America has a general paradigm for dealing with these questions. Americans […]
Patient expectations continue to evolve, and healthcare practices that fail to adapt risk more than just revenue—they risk losing trust.