Health IT

All you need to know about the “Obamacare fix” in one flow chart

The Washington Post has a great chart to help you figure out what is happening with your maybe-cancelled maybe-not individual health insurance policy. Dylan Matthews posted the chart on Friday, the day after President Obama announced a “solution” for people whose insurance policies were cancelled due to the new coverage rules. It is possible to […]

The Washington Post has a great chart to help you figure out what is happening with your maybe-cancelled maybe-not individual health insurance policy. Dylan Matthews posted the chart on Friday, the day after President Obama announced a “solution” for people whose insurance policies were cancelled due to the new coverage rules.

It is possible to get to the happy box of “If you like your policy, you can keep it” at the end of the chart but my favorite part is in the middle:

Just like every other aspect of the Affordable Care Act, this “fix” is complicated. You have to go state by state to figure out what is or is not happening with an individual insurance policy. The Post has a detailed list of who is doing what. As of late Friday afternoon, here is where the states stood on allowing insurance companies to reinstate cancelled policies:

  • Allowing late renewals: Ohio, Fla., Ky.
  • Not allowing late renewals: Ariz., Wash., Vt.
  • Still deciding: Calif., Colo., D.C., Ind., Miss., Ore., S.D.

State insurance commissioners are making these decisions and ultimately determining how the arrows flow on that chart.