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$1M hospital stay shows Canadian couple limits of private travel insurance

Last October, Jennifer Huculak and her husband from Saskatchewan took a vacation to Hawaii while she was six months pregnant. She went into labor prematurely, and the resulting hospital bill, which included intensive care for the preemie and bed rest for Huculak, ended up racking up to $950,000. Despite the fact that the family bought […]

Last October, Jennifer Huculak and her husband from Saskatchewan took a vacation to Hawaii while she was six months pregnant. She went into labor prematurely, and the resulting hospital bill, which included intensive care for the preemie and bed rest for Huculak, ended up racking up to $950,000.

Despite the fact that the family bought travel insurance before the trip from Blue Cross of Canada, the company is refusing to pay any of the hospital bills.

“Ms. Huculak was diagnosed and treated for a high-risk pregnancy in the six months prior to departure. As Ms. Huculak is currently hospitalized and being treated for this high-risk pregnancy, any expenses incurred are not eligible under the terms of your policy,” the insurance company previously said in a letter.

Apparently what they are citing as “high-risky pregnancy” was due to the fact that Huculak had a bladder infection, which led to some bleeding. However, her doctor has said that this would not have been the cause for the early pregnancy.

The baby girl is now healthy at home, but the couple still must decide whether or not to keep pushing Blue Cross on this ridiculous bill or to declare bankruptcy.

“It’s a very sad situation to be in and people need to be aware that insurance companies will deny you if they have anything they can go on,” Huculak said.

Watch the CTV News coverage of the ordeal here.